Frostdale Advances, a small-business funding service in Monroe, Louisiana, sets out its role here: it arranges requests with funding partners, who make all credit decisions and set rates and terms. No merchant cash advance is a loan. Figures on this site are public Census data or labeled hypothetical examples, not offers.
Frostdale's part and the partner's part
Frostdale Advances is a broker, not a lender. Frostdale Advances connects you with lending partners; partners make credit decisions and set rates and terms. Frostdale does not lend its own money, does not approve or decline requests, and does not set rates, amounts or terms.
No information on this site is an offer of credit or a commitment to lend. Submitting a request does not oblige you to accept any offer.
Merchant cash advances
A merchant cash advance is not a loan. It is a purchase of a portion of a business's future card receipts, collected as a share of daily card sales until an agreed total is remitted. It has a factor rate rather than an interest rate.
Reading the Census figures and sample sums here
Every local number on this site traces to a U.S. Census Bureau program (County Business Patterns 2023, ZIP Business Patterns 2023, Nonemployer Statistics 2024, the 2020-2024 American Community Survey and the Building Permits Survey) and are labeled with program and year. Examples marked hypothetical are arithmetic illustrations, not typical offers. Whatever the $100K tool shows is arithmetic on the numbers you type.
No legal or tax advice
Checklists on this site describe records partners commonly ask to see. Nothing in them is legal or tax advice. Rules on licenses, taxes and zoning come from the agencies that issue them.
By Frostdale Advances · Updated