# Frostdale Advances > Frostdale Advances is a small-business funding broker at 609 N 4th St, Monroe, LA 71201 (phone (318) 257-0748). It helps businesses in Monroe, LA; West Monroe, LA; Calhoun, LA; Rayville, LA; Bastrop, LA; Farmerville, LA and across Ouachita Parish, Louisiana, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Frostdale Advances connects you with lending partners; partners make credit decisions and set rates and terms. Frostdale Advances is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Frostdale Advances does not arrange personal, payday, auto title, startup, trucking or SBA loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 609 N 4th St, Monroe, LA 71201, United States - Phone: (318) 257-0748 - Apply: https://frostdaleadvances.com/apply/ - Service area: Monroe, LA; West Monroe, LA; Calhoun, LA; Rayville, LA; Bastrop, LA; Farmerville, LA and all of Ouachita Parish, Louisiana - Language: English ## Funding options - [Compare Business Funding Options in Monroe, LA](https://frostdaleadvances.com/business-loans/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, compares six funding types: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. The right one depends on the expense and on how money comes into the business. Partners review each request and set any rate and term. - [Working Capital Loans for Businesses in Monroe, LA and Ouachita Parish, LA](https://frostdaleadvances.com/business-loans/working-capital/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges working capital loans that cover payroll, rent and supplier bills while revenue is still on its way. These are usually short-term and repaid on a fixed schedule. Partners review bank statements and recent revenue, then decide and set any rate and term. - [Business Term Loans for Monroe, LA and Ouachita Parish, LA Businesses](https://frostdaleadvances.com/business-loans/term-loans/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges business term loans: one lump sum repaid in fixed installments over a set term. Owners use them to expand, remodel, open a second location or refinance. Partners read financial statements, tax returns and the plan itself before deciding and setting any rate and term. - [Business Lines of Credit for Monroe, LA and Ouachita Parish, LA Businesses](https://frostdaleadvances.com/business-loans/line-of-credit/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges business lines of credit: a limit an owner draws on when a gap opens and pays down as revenue returns, with interest charged on the drawn balance. Lines suit recurring gaps better than one-off costs. The limit, the rate, the draw window and any renewal are each partner's to set. - [Inventory Financing for Monroe, LA and Ouachita Parish, LA Businesses](https://frostdaleadvances.com/business-loans/inventory-financing/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges inventory financing for shops, boutiques, parts counters, pharmacies and stores that must buy stock before it sells. The goods often serve as collateral and repayment follows the sales. Partners review supplier quotes, sales records and statements, then decide and set any terms. - [Equipment Financing for Monroe, LA and Ouachita Parish, LA Businesses](https://frostdaleadvances.com/equipment-financing/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges equipment financing and leasing for new and used machines: kitchen lines, lifts, dental chairs, imaging units, mowers and work trucks. In most cases the machine itself backs the agreement. Partners review the quote or invoice and the business's statements, then decide and set any terms. - [Merchant Cash Advances for Monroe, LA and Ouachita Parish, LA Businesses](https://frostdaleadvances.com/merchant-cash-advance/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges merchant cash advances for card-heavy businesses such as restaurants and shops. A merchant cash advance is not a loan: a funder buys a share of future card receipts and collects a set percentage of daily sales until the agreed total is remitted. Funders set the factor rate and holdback. ## Industries - [Business Funding by Industry in Monroe, LA](https://frostdaleadvances.com/industries/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges funding for businesses across most industries. Fourteen industries have a detailed page; thirty more business types, from salons and daycares to hotels, car washes and fabricators, are summarized here with the funding type that usually fits. Partners consider each request on its own merits and set any terms. - [Working Capital, Equipment and Term Funding for Contractors and Builders in Monroe, LA](https://frostdaleadvances.com/industries/construction/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges contractor business loans for builders and trades: working capital for materials and crews before draws clear, lines of credit for recurring gaps, and equipment financing for trucks and machines. Ouachita Parish, LA had 352 construction employers in 2023 (CBP). Partners decide and set any terms. - [Business Funding for Medical Practices in Monroe, LA](https://frostdaleadvances.com/industries/medical-practices/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges medical practice loans: equipment financing for exam, imaging and lab equipment, term loans for build-outs and added rooms, and lines of credit for payroll while reimbursements are pending. Ouachita Parish, LA had 183 physician practices with employees in 2023 (CBP). Partners review each request and set any terms. - [Law Firm Financing in Monroe, LA: Case Costs, Payroll and New Space](https://frostdaleadvances.com/industries/law-firms/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges law firm financing: lines of credit for case costs and payroll during long collection cycles, working capital for one-off gaps, and term loans for moves to larger space and practice systems. Ouachita Parish, LA had 150 legal services employers in 2023, most with fewer than five employees (CBP). Partners decide and set any terms. - [Funding for Chiropractic, Therapy and Optometry Practices in Monroe, LA](https://frostdaleadvances.com/industries/chiropractic-and-therapy/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges funding for chiropractors, physical and occupational therapists, optometrists and other practitioners: equipment financing for tables, therapy and eye-care equipment, working capital for payroll while payers settle, and term loans for added space. Ouachita Parish, LA had 136 such practices with employees in 2023 (CBP). - [Restaurant and Cafe Funding in Monroe, LA: Kitchens, Remodels and Cash Flow](https://frostdaleadvances.com/industries/restaurants/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges restaurant business loans: equipment financing for kitchen lines new or used, working capital for supplier and payroll gaps, term loans for remodels and second locations, and merchant cash advances, which are not loans. Ouachita Parish, LA had 256 restaurant employers in 2023 (CBP). - [Retail Store and Boutique Funding in Monroe, LA](https://frostdaleadvances.com/industries/retail/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges retail store business loans: inventory financing for stock bought ahead of demand, lines of credit for the gap between buying and selling, equipment financing for fixtures, and merchant cash advances for card-heavy shops. Ouachita Parish, LA had 640 retail employers in 2023 (CBP). Partners decide and set any terms. - [Insurance Agency Funding in Monroe, LA: Producers, Systems and Space](https://frostdaleadvances.com/industries/insurance-agencies/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges insurance agency financing: working capital to hire producers before their book renews, term loans for agency management systems and space, and lines of credit for commission timing gaps. Ouachita Parish, LA had 86 insurance agency employers in 2023 (CBP). Partners review each request and set any terms. - [Gas Station and Convenience Store Funding in Monroe, LA](https://frostdaleadvances.com/industries/gas-stations/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges funding for gas stations and convenience stores: inventory financing for in-store goods, equipment financing for coolers, pumps and point-of-sale systems, and term loans for larger upgrades. Ouachita Parish, LA had 85 gasoline station employers in 2023 (CBP). Partners review each request and set any terms. - [Dental Practice Funding in Monroe, LA: Chairs, Imaging and Build-Outs](https://frostdaleadvances.com/industries/dental-practices/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges dental practice loans: equipment financing for chairs, imaging and practice software, term loans for operatory build-outs and relocations, and working capital for timing gaps between patient payments and insurance. Ouachita Parish, LA had 79 dental practices with employees in 2023 (CBP). Partners decide and set any terms. - [Funding for Accounting, Consulting and IT Firms in Monroe, LA](https://frostdaleadvances.com/industries/accounting-and-consulting/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges funding for accounting, consulting, engineering and IT firms: lines of credit for receivables gaps, working capital for hiring ahead of contracts, and term loans for systems and space. Ouachita Parish, LA had 417 professional, scientific and technical services employers in 2023 (CBP). Partners decide and set any terms. - [Auto Repair Shop Funding in Monroe, LA: Lifts, Parts and Payroll](https://frostdaleadvances.com/industries/auto-repair/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges funding for auto repair shops: equipment financing for lifts, alignment machines and diagnostic tools, inventory financing for tires and parts, and working capital for payroll. Ouachita Parish, LA had 76 auto repair employers and 256 nonemployer shops on separate Census counts. Partners decide and set any terms. - [Independent Pharmacy and Health Store Funding in Monroe, LA](https://frostdaleadvances.com/industries/pharmacies/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges pharmacy business loans: inventory financing for drug stock, equipment financing for dispensing automation, fixtures and compounding equipment, and lines of credit for reimbursement gaps. Ouachita Parish, LA had 67 health and personal care store employers in 2023, including 30 pharmacies and drug stores (CBP). - [Business Funding for Landscaping and Lawn Care Companies in Monroe, LA](https://frostdaleadvances.com/industries/landscaping/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges funding for landscaping and lawn care companies: equipment financing for mowers, trucks and trailers, and lines of credit or working capital for crew payroll before invoices clear. Ouachita Parish, LA had 57 landscaping employers in 2023 (CBP). Partners review each request and set any terms. - [Funding for Plumbing and HVAC Contractors in Monroe, LA](https://frostdaleadvances.com/industries/plumbing-hvac/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges funding for plumbing and HVAC contractors: equipment financing for service vans and tools, inventory financing for parts and units, and lines of credit for payroll between jobs and payment. Ouachita Parish, LA had 53 plumbing, heating and AC contractors with employees in 2023 (CBP). ## Guides and calculators - [Business Funding Guides and Tools for Monroe, LA Owners](https://frostdaleadvances.com/resources/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, publishes three checklists for local owners, covering occupational licenses, Louisiana sales tax registration with Ouachita Parish, LA, and zoning and building permits, plus a $100K business loan payment calculator. The checklists explain which records to keep current before a funding request; they are not legal advice. - [Occupational Licenses in Monroe, LA, West Monroe, LA and Ouachita Parish, LA: A Pre-Funding Checklist](https://frostdaleadvances.com/resources/monroe-la-occupational-license/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, wrote this checklist so owners in Monroe, LA, West Monroe, LA and the rest of Ouachita Parish, LA can confirm which local occupational license records apply to them and have them ready before a funding request. It explains how to check the jurisdiction; the rules themselves come from the city or parish that issues the license. - [Louisiana Sales Tax Registration and Ouachita Parish, LA Sales Tax: A Monroe, LA Seller's Checklist](https://frostdaleadvances.com/resources/louisiana-sales-tax-registration-ouachita-parish/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, put this checklist together for sellers in Monroe, LA and Ouachita Parish, LA. It lists the Louisiana sales tax registration records and Ouachita Parish, LA sales tax returns partners commonly ask to see before inventory or card-sales funding. Rules, rates and deadlines come from the tax agencies, not from Frostdale. - [Monroe, LA and West Monroe, LA Zoning and Building Permits: A Restaurant and Retail Premises Checklist](https://frostdaleadvances.com/resources/monroe-la-zoning-and-building-permits/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, wrote this checklist for restaurants and shops taking new premises in Monroe, LA or West Monroe, LA. It covers checking the zoning map and permitted use, planning building permits and inspections, and timing a build-out loan around them. The cities themselves are the authority on the rules. - [$100K Business Loan Monthly Payment Calculator for Monroe, LA Owners](https://frostdaleadvances.com/resources/100k-business-loan-payment-calculator/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, offers this calculator so owners can estimate the monthly payment on a $100K business loan, or any other amount. Enter the amount, a test rate and the term to see the payment, total interest and total repaid. It does not estimate eligibility, approval or payoff balances; partners set real terms. ## Areas served - [Business Funding in Monroe, Louisiana: Ouachita Parish, LA Facts and Local Resources](https://frostdaleadvances.com/monroe-la/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges working capital, term loans, credit lines, inventory and equipment financing and merchant cash advances for local owners. Ouachita Parish, LA had 4,181 employer establishments in 2023, almost half with fewer than five employees (CBP), and 14,730 businesses without payroll in 2024 (NES). - [Areas Served Around Monroe, LA](https://frostdaleadvances.com/service-areas/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, works with owners across Ouachita Parish, LA and nearby parishes by phone and online. West Monroe, Calhoun, Rayville, Bastrop and Farmerville have their own pages with ZIP-level Census figures; smaller towns such as Sterlington, Downsville, Choudrant and Mangham are summarized here. - [Business Financing in West Monroe, Louisiana](https://frostdaleadvances.com/service-areas/west-monroe-la/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges working capital, equipment and inventory financing, credit lines and term loans for owners in West Monroe, LA, about 1.9 miles away. ZIP 71291 had 1,009 employer establishments in 2023 (ZBP), with health care and retail the largest sectors. - [Business Financing in Calhoun, Louisiana](https://frostdaleadvances.com/service-areas/calhoun-la/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges equipment financing, working capital and credit lines for owners in Calhoun, LA, about 13.7 miles west. ZIP 71225 had 123 employer establishments in 2023, with construction the largest sector and 63.4% of employers under five employees (ZBP). - [Business Financing in Rayville, Louisiana](https://frostdaleadvances.com/service-areas/rayville-la/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges inventory financing, working capital, equipment financing and credit lines for owners in Rayville, LA, in Richland Parish, LA, about 21.2 miles east. ZIP 71269 had 253 employer establishments in 2023 (ZBP), led by retail and health care. - [Business Financing in Bastrop, Louisiana](https://frostdaleadvances.com/service-areas/bastrop-la/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges inventory financing, working capital, equipment financing and term loans for owners in Bastrop, LA, in Morehouse Parish, LA, about 22.1 miles north-northeast. ZIP 71220 had 354 employer establishments in 2023 (ZBP), led by retail and health care. - [Business Financing in Farmerville, Louisiana](https://frostdaleadvances.com/service-areas/farmerville-la/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges inventory financing, equipment financing and working capital for owners in Farmerville, LA, in Union Parish, LA, about 24.7 miles northwest. ZIP 71241 had 226 employer establishments in 2023 (ZBP), with retail the largest sector. ## Company - [Small Business Funding in Monroe, Louisiana](https://frostdaleadvances.com/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, arranges working capital, term loans, lines of credit, inventory and equipment financing and merchant cash advances through funding partners. Owners call or use the web form; partners review each request and set any terms. Ouachita Parish, LA had 4,181 employer establishments in 2023 (CBP). - [How Business Funding Works With Frostdale Advances in Monroe, LA](https://frostdaleadvances.com/how-it-works/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, handles a request in four steps: the owner describes the expense by phone or online, Frostdale lists the documents that fit the funding type, funding partners review the request and decide, and the owner compares any offer and chooses whether to accept. No offer is binding until the owner signs. - [Business Funding Questions From Monroe, LA Owners](https://frostdaleadvances.com/faq/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, answers questions here: using funding for payroll and rent, down payments, paying a loan off early, lines of credit, whether a merchant cash advance is a loan, and how requests and partner decisions work. Each answer links to the page with the detail. - [About Frostdale Advances in Monroe, Louisiana](https://frostdaleadvances.com/about/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, works with owners across Ouachita Parish, LA and nearby parishes by phone and online. It arranges six funding types through funding partners, who review each request, make their own decisions and set any rate and terms. Frostdale does not make loans itself. - [Contact Frostdale Advances in Monroe, LA](https://frostdaleadvances.com/contact/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, takes calls at (318) 257-0748 and accepts requests through its web form. Mailing details and a map are further down this page. Requests start by phone or online; there is no need to visit. - [Request Business Funding Options in Monroe, LA](https://frostdaleadvances.com/apply/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, accepts funding requests on this page's form or by phone at (318) 257-0748. The form asks for your full name, phone and email, an optional company name, and three required choices: time in business, annual revenue range and requested amount range, followed by consent. - [Disclosures From Frostdale Advances](https://frostdaleadvances.com/disclosures/): Frostdale Advances, a small-business funding service in Monroe, Louisiana, sets out its role here: it arranges requests with funding partners, who make all credit decisions and set rates and terms. No merchant cash advance is a loan. Figures on this site are public Census data or labeled hypothetical examples, not offers. ## Optional - [Full text of every page](https://frostdaleadvances.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://frostdaleadvances.com/sitemap.xml)